OPL is a AI intelligent digital lending infrastructure that empowers banks to modernize their credit and lending operations. By replacing manual processes with intelligent automation, OPL enables faster workflows, reduces errors, and enhances decision-making through real-time financial insights. The company offers flexible solutions- from ready-to-deploy white-label products to advanced tools that analyze customer bank statements and assess repayment capacity using live financial data. With AI-driven capabilities, banks gain a clear view of customer financial health, enabling smarter, data-backed lending decisions. To strengthen risk management, OPL provides a predictive Credit Scoring tool that estimates the likelihood of small business defaults or bankruptcies, helping banks safeguard their loan portfolios. OPL also supports inclusive lending by offering tailored digital solutions for underserved segments such as small businesses. With a strong focus on innovation and technology, OPL is a trusted partner for banks aiming to stay competitive and future-ready in a rapidly evolving financial landscape.